WOKERS COMPENSATION INSURANCE

Pays for medical care and replaces a portion of lost wages for an employee who is injured in the course of employment, regardless of who was at fault for the injury.

BUSINESS CATASTROPHE LIABILITY OR UMBRELLA POLICIES

 Provide coverage over and above your other liability coverages. It is designed to protect against unusually high losses.

 

BUSINESS VEHICLE INSURANCE

 Provides coverage for autos owned by a business.

 

SPECIALIZED LIABILITY INSURANCE

Policies are designed to meet specific needs of individual businesses specialized for liability policies needed by some businesses. They include Errors and Omissions Insurance/ Professional Liability Insurance, Em- ployment Practices Liability Insurance (EPLI) and Directors and Officers Liability Insurance.

PROPERTY INSURANCE

Compensates you if the property you use in your business is lost or damaged by common perils such as fire or theft. Property insurance covers not just a building or structure but also what insurers call business personal property.

SURETY BONDS

 We can offer surety bondsto meet your business requirements. 

 

 

LIABILITY INSURANCE

 Protects you in the event that someone claims that your busi- ness caused him or her harm. Your liability insurance pays damages to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits, as well as legal fees. It also covers the medical bills of any people injured by your business.

TERRORISM INSURANCE

Offered to owners of commercial property as mandated by the Terrorism Risk Insurance Act, enacted by Congress in 2002. Insurance losses attributed to terrorist acts under these commercial policies are insured by private insurers and reinsured by the federal government.