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Personal Insurance


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Personal Insurance


HOMEOWNERS INSURANCE

We provide coverage for most types of homes. We offer competitive pricing that can include discounts for Age of Insured, New Home, as well as Multi-Policy. We can offer Guaranteed replacement cost on your home and attached structures. We can also offer coverage for theft of jewelry, watches, furs,  and precious stones. Home Insurance options include Renters, Condos, Mobile Homes and Flood Insurance 

UMBRELLA/PERSONAL CATASTROPHE AND LIABILITY COVERAGE

A personal umbrella policy provides an extra layer of liability protection. It provides additional coverage for you and your eligible family members against lawsuits arising from personal injury or property damage claims. 

AUTO INSURANCE

An auto insurance policy protects you against financial loss if you have a car accident. General types of auto insurance coverage include property, liability and medical. Uninsured and underinsured auto coverage pays you and the other passengers in the car if the driver who crashed into your car has no insurance or has insufficient auto insurance. 

BOAT COVERAGE

Boat insurance covers bodily injury, property damage, medical payments as well as theft. 

LIFE INSURANCE

Choose from a variety of life insurance policies that are available to fit your needs including such options as permanent whole life or universal life that provides coverage for your entire life and builds cash value. Term insurance provides affordable coverage for a specific number of years. 

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Commercial Insurance


We know hard you work to build and maintain your business. We also know the risks you face every day. The success of any business depends on hard work and ingenuity. Business insurance ensures that all the effort and money you have invested in your business is covered in case a disaster strikes.

Commercial Insurance


We know hard you work to build and maintain your business. We also know the risks you face every day. The success of any business depends on hard work and ingenuity. Business insurance ensures that all the effort and money you have invested in your business is covered in case a disaster strikes.

WOKERS COMPENSATION INSURANCE

Pays for medical care and replaces a portion of lost wages for an employee who is injured in the course of employment, regardless of who was at fault for the injury.

BUSINESS CATASTROPHE LIABILITY OR UMBRELLA POLICIES

 Provide coverage over and above your other liability coverages. It is designed to protect against unusually high losses.

 

BUSINESS VEHICLE INSURANCE

 Provides coverage for autos owned by a business.

 

SPECIALIZED LIABILITY INSURANCE

Policies are designed to meet specific needs of individual businesses specialized for liability policies needed by some businesses. They include Errors and Omissions Insurance/ Professional Liability Insurance, Em- ployment Practices Liability Insurance (EPLI) and Directors and Officers Liability Insurance.

PROPERTY INSURANCE

Compensates you if the property you use in your business is lost or damaged by common perils such as fire or theft. Property insurance covers not just a building or structure but also what insurers call business personal property.

SURETY BONDS

 We can offer surety bondsto meet your business requirements. 

 

 

LIABILITY INSURANCE

 Protects you in the event that someone claims that your busi- ness caused him or her harm. Your liability insurance pays damages to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits, as well as legal fees. It also covers the medical bills of any people injured by your business.

TERRORISM INSURANCE

Offered to owners of commercial property as mandated by the Terrorism Risk Insurance Act, enacted by Congress in 2002. Insurance losses attributed to terrorist acts under these commercial policies are insured by private insurers and reinsured by the federal government.

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Our Team


Our Team


Tom Dadey, President

Thomas V. Dadey, Jr. is a life-long resident of the Central New York community. He grew up in LaFayette. He is a graduate of Christian Brothers Academy and Clarkson University. He obtained a Bachelors of Science degree in Finance. 

Tom Dadey is a former Deputy Supervisor and Councilman for the Town of LaFayette. He is also the Past President of the LaFayette Board of Education. He is a former Director for the Onondaga Madison School Boards Association. He was a candidate for the NYS Senate in 2004.

Mr. Dadey is a licensed insurance broker. His insurance career began with McNeil and Company, Inc. in Cortland where he was a Regional Marketing Director for eight states in the midwest. Most recently he was the Director of Business Development for one of the country’s largest insurance brokers.

He is currently an active participant in the community and proudly serves various organizations. He is an Eagle Scout (Troop 100) and a recipient of the ‘40 under 40’ Award. Additionally, he has completed six marathons.

Tom and his wife Joan, a nurse, have three daughters Erin, Regan and Maeve. 

 

Deborah L. Miller,  Operations Manager

Deborah L. Miller  is a life -long resident of Central New York.  Deb has over 15 years experience as a licensed personal lines agent.  She specializes in understanding our client’s needs and to ensure they are properly protected when it comes to personal lines insurances.  Deb’s knowledge of personal insurance products, claims experience and customer service is invaluable to our clients.  Deb and her husband Mike have five children.

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Stop by our Office


Stop by our Office


 

Stop in for a quote

6499 East Seneca Turnpike

Jamesville, NY 13078

Located between the Post Office and M&T Bank

Office Hours: 9am - 5:00 pm

Evenings and weekends by appointment

 

 

 

 

 


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Contact Us


Contact Us